MOTENZA BUSINESS ADVISOR / 90-DAY FINANCIAL CONTROL

90-Day Business Financial Turnaround

Turn financial pressure into a working plan.

When cash flow is unpredictable, it can be difficult to plan upcoming payments. Build a practical 13-week cash forecast, prioritize operating actions, and establish a regular review process for the next 90 days.

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90-day engagement · Cash planning · Defined review cadence

The program provides analysis and operational planning. It does not guarantee a turnaround, resolve insolvency, negotiate debt settlements, or replace legal or tax advice.

Plan ahead for upcoming cash needs.

Unexpected cash gaps?

Look beyond today's balance to the customer payments and expenses expected in the weeks ahead.

Changing payment priorities?

Bring expected receipts, operating costs, and upcoming commitments into one cash plan.

Need a consistent review process?

Define who updates the forecast, who reviews it, and how the team follows up on agreed actions.

This program is for an operating business able to provide current data and participate in the agreed review process. Urgent insolvency, litigation, or statutory payment issues require immediate support from the appropriate professional.

Visibility, priorities, and a repeatable operating rhythm.

A 13-week cash view.

Organize expected receipts and committed outflows by week, with assumptions that can be challenged and updated.

A priority action register.

Separate immediate tasks from longer-term changes. Assign an owner, a due date, and the information needed to act.

Operating decision rules.

Clarify how your team reviews spending, follows up on receivables, and escalates potential cash gaps within existing agreements and obligations.

A review rhythm.

Compare the forecast with updated information and use the differences to refine the plan.

Scenario assumptions.

Compare the baseline with the agreed downside case. See which receipt dates, costs, or operating assumptions make the cash position more sensitive.

Visible dependencies.

Keep expected payments and management actions linked to the assumptions behind the plan. A forecast is a planning tool, not confirmation that a customer will pay on time.

Three phases. One working plan.

Days 1–15 — Establish the baseline.

Confirm the opening cash position, organize the immediate commitments, build the first forecast, and identify information gaps.

Days 16–45 — Put priorities into motion.

Work through agreed receivables, expense, and reporting actions. Track responsibilities and update assumptions as new information arrives.

Days 46–90 — Build a sustainable routine.

Refine the review process, evaluate progress against the starting picture, and create a handover plan for the next quarter.

Timeline note

The program starts on the agreed engagement date after the minimum required information is available. The pace of individual actions depends on data quality, management participation, and third-party decisions.

SEE THE THINKING

See potential cash gaps in your 13-week forecast.

In this hypothetical 13-week plan, the lowest projected cash balance is negative $8,000. A separate scenario assumes that $12,000 of overdue receivables, originally outside the forecast window, is collected in week 5.

Takeaway

The scenario illustrates the effect of collection timing. It does not create new revenue or profit, and the assumed payment may not arrive. A useful plan makes that dependency visible and identifies what the team should monitor.

Illustrative example — not a client result or forecast. All values and payment assumptions are hypothetical. A negative balance represents an unresolved cash requirement, not permission to overdraw or miss obligations.

Illustrative example — not a client result or forecast.

-$8,000Baseline · week 10 · lowest projected balance

— Baseline

View the 13-week data table

Opening cash, receipts, outflows, and baseline closing show the baseline plan. Scenario closing includes the earlier $12,000 receipt in week 5.

Week	Opening cash	Receipts	Outflows	Baseline closing	Scenario closing
1	$21,000	$46,000	$48,000	$19,000	$19,000
2	$19,000	$52,000	$54,000	$17,000	$17,000
3	$17,000	$48,000	$53,000	$12,000	$12,000
4	$12,000	$42,000	$52,000	$2,000	$2,000
5	$2,000	$55,000	$55,000	$2,000	$14,000
6	$2,000	$45,000	$51,000	-$4,000	$8,000
7	-$4,000	$54,000	$52,000	-$2,000	$10,000
8	-$2,000	$50,000	$53,000	-$5,000	$7,000
9	-$5,000	$52,000	$54,000	-$7,000	$5,000
10	-$7,000	$48,000	$49,000	-$8,000	$4,000
11	-$8,000	$56,000	$53,000	-$5,000	$7,000
12	-$5,000	$49,000	$50,000	-$6,000	$6,000
13	-$6,000	$55,000	$52,000	-$3,000	$9,000

Opening cash: $21,000. The scenario adds only $12,000 of receipts in week 5; all outflows remain unchanged. Scenario opening balances carry forward the preceding scenario closing balance.

View the example figures

Scenario	Lowest projected cash balance	Week 13 closing cash
Baseline assumptions	-$8,000	-$3,000
Earlier $12,000 collection scenario	$2,000	$9,000

Leave with a system your team can keep using.

Cash planning workbook.

A 13-week model with the agreed receipt and payment categories and a documented set of assumptions.

Action register.

A prioritized task list with ownership, target dates, dependencies, and status.

Management review materials.

A compact view of cash pressure points, forecast changes, and decisions to address.

Day-90 handover.

A summary of completed work, unresolved issues, and the next operating priorities.

Planning scenarios.

Baseline and downside views within the cash workbook show how the agreed assumptions affect projected balances. Additional scenarios depend on the selected package.

Next-quarter priorities.

The final handover identifies decisions and operating tasks your team can carry forward, including unresolved dependencies. Continued advisory support is scoped separately.

DEFINED SCOPE. TRANSPARENT PRICING.

Choose the level of support you need.

Guided Turnaround

$3,00090-day engagement

Best for

Owners with an internal team that can maintain the weekly data and execute the action plan.

One business entity, up to three financial accounts, and up to 12 months of usable historical information.
One 45-minute kickoff and initial 13-week cash planning workbook.
Baseline and one downside planning scenario.
A prioritized action register and management review template.
Six 30-minute review sessions across the engagement, including the final handover.
Review of client-maintained forecasts at those six sessions.
Day-90 summary and next-quarter priorities.

Your team maintains the weekly model and executes the actions between review sessions.

Request Guided Turnaround

More implementation support

Execution Partnership

$5,00090-day engagement

Best for

Owners who want a weekly review cadence and help putting selected operating routines in place.

Everything in Guided Turnaround, with these upgrades:

Twelve 30-minute review sessions instead of six, including the final handover.
Up to twelve forecast refreshes using timely information supplied by your team.
Two additional operating scenarios beyond the baseline and downside views.
Implementation support for two agreed workstreams, such as invoice follow-up routines and spending-approval rules.
Up to eight hours of implementation support across those two workstreams, separate from the review sessions.
Written operating checklists and handover materials for the agreed process owners at the final review session.

Why choose this package?

The additional $2,000 buys a more frequent review rhythm, model refreshes, and defined implementation support. It is the stronger fit when your team needs help keeping the plan active—not just building it once.

This is not an outsourced finance department, full bookkeeping service, debt-negotiation service, or software integration project. Management retains responsibility for decisions, payments, payroll, taxes, and execution.

Request Execution Partnership

Clear scope. Clear pricing. No payment at submission.

The prices shown apply to the defined package scope. We confirm business fit, data availability, deliverables, timing, and the final fee in a written engagement before work begins. You will not be charged by submitting a request. Additional entities, complex records, specialist work, or expanded scope may require a separate quote, disclosed before you decide.

Third-party fees and taxes, where applicable, are not included. No recurring subscription is created by submitting this form.

QUESTIONS, ANSWERED

Before we begin.

A useful 90-day plan starts with today's cash position and the decisions ahead. These answers explain the information needed, how the forecast is maintained, and what the engagement includes.

Bring the next 90 days into focus.

Your starting point: Identify expected customer receipts, committed payments, and any gaps in the records. Separate confirmed amounts from estimates.
The decisions ahead: Describe the upcoming payroll, purchasing, or operating commitments that need attention—and when your team needs to decide.
A workable review routine: Identify who can supply updated information and review changes with your team. Forecast updates and advisory sessions follow the selected package.

Start with a business-level summary, not sensitive records. Scope, responsibilities, timing, and the fee are agreed in writing before work begins.

Does “turnaround” mean you guarantee that the business will recover?

No. The service provides planning, analysis, and a defined support process. Outcomes depend on the business situation, implementation, customers, counterparties, and other factors outside the engagement.

Do you contact creditors or change our payment agreements?

No debt settlement or creditor negotiation is included. Any changes to contractual terms must be agreed with the relevant counterparty. Legal or insolvency matters should be addressed by the appropriate professional.

Who updates the cash forecast?

In Guided Turnaround, your team maintains the weekly model and we review it at the agreed sessions. Execution Partnership includes up to twelve refreshes based on information supplied by your team.

Is $5,000 charged every month?

No. The displayed fee is for the defined 90-day engagement. It does not create a monthly subscription. Any later engagement requires a separate agreement.

Can the program begin without current records?

A minimum information set is required to build a meaningful baseline. If records need substantial cleanup, we will identify that before agreeing the scope and start date.

What happens after day 90?

You receive the agreed handover materials and next priorities. There is no automatic renewal. Further support, if needed, is scoped separately.

START WITH SCOPE, NOT A PAYMENT

Give the next 90 days a clearer financial plan.

Tell us where the pressure is coming from and how your team currently manages cash. We will review whether the program fits the situation.

01 / Share your question02 / Confirm the right scope03 / Agree in writing

You do not need a finished forecast to ask about the program. A short description of the pressure on your business helps us identify the information and scope to discuss.

What to include in your first message

The recurring problem: For example, late customer payments, uneven sales, rising operating costs, or limited visibility into upcoming cash needs.
The timing that matters: Mention whether the issue is immediate, seasonal, or expected later in the quarter. Include the timeframe for the decision you need to make.
The information available: Tell us whether you have recent financial reports or an existing cash forecast. Describe the records only; do not attach or paste sensitive information here.

Submitting this form requests a scope discussion, not a purchase or a funding decision. Any advisory work begins under a separate written engagement.

Your advisory request

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Package preferenceWhat is your main financial challenge right now?

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Service: 90-Day Business Financial Turnaround
Package: Execution Partnership
Displayed project fee: $5,000

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All advisory services

Business-purpose advisory only. Availability is subject to fit, data quality, service capacity, and a written engagement. No financing approval, cost savings, recovery, profitability improvement, acquisition outcome, or other financial result is guaranteed. Illustrative examples are not client results. Any specialist or third-party service is subject to its own scope and terms.