Funding Disclosure

No Guarantee of Funding

Submission of an application, inquiry, or supporting documentation does not guarantee approval or funding.

Funding availability, approval decisions, financing amounts, repayment terms, interest rates, factor rates, fees, collateral requirements, personal guaranty requirements, payment frequency, and other transaction terms are determined by the applicable capital provider and are subject to underwriting, documentation, eligibility, and capital availability.

Motenza Capital does not guarantee that any applicant will qualify for a particular product, amount, rate, term, or funding structure.

Capital Sources & Funding Providers

Motenza Capital may review applicant information internally and, where appropriate, may evaluate the opportunity across private or affiliated capital resources, strategic capital relationships, or one or more independent funding providers.

Each applicable capital provider maintains or applies the underwriting standards, eligibility requirements, pricing, terms, agreements, disclosures, and approval procedures relevant to the transaction. Independent providers maintain their own policies and procedures.

Applicants are responsible for reviewing and understanding all financing documents before accepting an offer.

Compensation

Motenza Capital may receive compensation in connection with successfully completed commercial financing transactions, including compensation from funding providers, capital relationships, or other transaction participants, as applicable and permitted by law.

Compensation arrangements may vary depending on the capital source, financing product, transaction size, structure, and other factors.

Unless expressly disclosed otherwise, Motenza Capital does not charge an upfront application or broker fee simply for submitting a funding request. Florida law prohibits a loan broker from assessing or collecting an advance fee from a borrower for providing loan-broker services.

Commercial Purpose Only

Financing opportunities made available through Motenza Capital are intended for legitimate business or commercial purposes.

Motenza Capital does not offer consumer-purpose loans or residential mortgage services through this website.

Financing Products

Depending on eligibility and partner availability, applicants may be connected with providers offering products or structures such as:

• Business Funding
• Working Capital
• Business Loans
• Business Lines of Credit
• Equipment Financing
• SBA Financing
• Invoice Factoring
• Accounts Receivable Financing
• Revenue-Based Financing
• Merchant Cash Advances
• Commercial Real Estate Financing
• Auto Dealer Financing
• Other Commercial Financing Solutions

Not every product is available to every applicant or in every jurisdiction.

SBA Financing

References to SBA financing do not mean that Motenza Capital is the U.S. Small Business Administration, an SBA office, or a government agency.

SBA-related financing, where available, is provided through independent participating lenders or funding partners. Motenza Capital is not endorsed by, sponsored by, or affiliated with the U.S. Small Business Administration or any other government agency.

Rates, Terms, and Cost of Financing

Any example financing amounts, rates, terms, payment structures, or estimated costs displayed on this website are illustrative only unless expressly identified as a specific written offer from a funding provider.

Actual financing terms may vary significantly based on business revenue, time in business, credit profile, industry, cash flow, outstanding obligations, requested amount, collateral, underwriting criteria, and other factors.

Where required by applicable law, the applicable financing provider will provide transaction-specific commercial financing disclosures.

Florida law requires covered providers to disclose certain transaction terms, including the amount provided, amount disbursed, total repayment amount, total dollar cost, and payment information.

Credit and Underwriting

Motenza Capital may conduct a preliminary internal review, and the applicable capital provider may review business credit, personal credit, bank account activity, financial statements, tax information, public records, ownership information, and other documentation as part of its underwriting process.

Any credit inquiry will be subject to the authorization and procedures applicable to the relevant capital source or funding provider.

No Financial or Legal Advice

Information provided by Motenza Capital is for general commercial financing purposes and should not be interpreted as legal, tax, accounting, investment, or financial-planning advice.

Applicants should consult appropriate professional advisers when necessary before entering into any financing transaction.

Availability

Funding products, structures, and capital channels may not be available in every state or jurisdiction. Motenza Capital and any applicable capital source or funding provider reserve the right to decline or discontinue consideration of any transaction where required by law, underwriting policy, capital availability, or business considerations.

Questions